Financial stress is a killer. It systematically depletes health and can impact not only your day-to-day well being; it can affect your long term health as well. It’s also been known to destroy relationships and turn what should be … Continue reading →
So you have a senior citizen budget. There’s only one problem – you haven’t stuck with it! Maybe your budget is nicely outlined and detailed, but sits unused on your computer or in your desk drawer. Formulating a budget is … Continue reading →
Some may question the necessity of an emergency fund. After all, is it really necessary? How do you go about it? Does it need to be a huge amount? Here are some ideas and suggestions that should help answer these … Continue reading →
Do you find yourself envious of those who have a savings account? Have you ever found yourself having to charge unexpected expenses on a credit card because you don’t have any money saved? If you lost your job, would you … Continue reading →
We live in a consumer society where the mentality is that if we cannot afford something then we should use the credit that we have been offered by various loans companies to buy now and pay later. This is all … Continue reading →
Your senior budget does not necessarily have to fit a template – even if you do use a template, you can customize it. A budget that really fits your lifestyle tends to be a lot easier to stick with, and … Continue reading →
The time we spend with our families is priceless. But most popular family activities are quite expensive. Even a simple night at the movies can put a serious dent in the budget by the time you buy tickets, popcorn and … Continue reading →
The younger generations perceive growing older as some sort of punishment for enjoying themselves in their youth. They have this bizarre notion that there are no positive features and perks of hitting 55 years old. However, what the youth of … Continue reading →
Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in … Continue reading →
Instead of giving out a store-bought card for the next special occasion, try your hand at making your own cards. Making your own cards does not require a lot of hard work, but rather a bit of creativity and the … Continue reading →